Personal Checking

Whitaker Bank understands the importance of your time and money. That’s why we offer a wide variety of convenient personal checking solutions to fit every lifestyle.

All of our Personal Checking Accounts include these convenient features:

FREE 24-hour online banking with WeB, WBC App for iOS/Android
FREE 24-hour Telephone Banking
FREE Bill Pay
FREE Text Banking
FREE eStatements

FREE Phone Smart
FREE Fraud Alerts
Unlimited Debit Card and WBC ATM transactions
Only $100 to open

Whitaker Perks Checking – Better Than Free. Seriously!

Interest-bearing account if a balance of $1,000 is maintained
Unlimited check writing
FREE Check Smart or eStatements
Two orders of FREE Whitaker Exclusive Checks per year
3 FREE cashier’s checks per month
$10,000 Accidental Death & Dismemberment Insurance
FREE Identity Theft Protection
$5 discount on safe deposit box rental
Travel discounts and rebates
Cashback rewards and gift card savings
Discounted dental and vision care
Savings on movies, theme parks, event tickets, groceries and more
Local discounts with Whitaker Perks Business Partners
Flat monthly fee - $7.50

Once you have a Whitaker Perks Checking Account with us, you can visit the Whitaker Perks website at www.whitakerperks.com to log into your account or to enroll. You must have an open Whitaker Perks Checking Account in order to complete enrollment or to access your account. You can also access many of your Perks by telephone! Whether you're looking to purchase a gift card, have a question about your Identity Theft Protection or need help planning a vacation, simply call Whitaker Perks at 1-877-667-0964 and a representative will be happy to assist you!

Benefits WHITAKER PERKS WELCOME BOOKLET Whitaker Perks Business Partners

Whitaker FREE Checking

No monthly maintenance fee
No minimum balance
FREE eStatements
No direct deposit requirements
Unlimited check writing
FREE initial variety pack of 40 checks

Economy Checking

Monthly maintenance fee only $3
No minimum balance
FREE Check Smart
Write as many as 15 checks per monthly statement FREE ($.25 per check in excess of 15)

Blue / Gold Checking

No monthly maintenance fee if a $500 balance is maintained ($6 fee applies if balance falls below required minimum)
Unlimited check writing
FREE Check Smart or eStatements

Senior Advantage Checking

For the customer who is age 55 or better
No maintenance fee if a $100 balance is maintained ($5 fee applies if balance falls below required minimum)
Interest bearing account if a $5,000 balance is maintained
Two orders of FREE Whitaker Exclusive Checks per year
Unlimited check writing
FREE cashier’s checks (3 per month)
FREE Check Smart or eStatements

Whitaker Premium Checking

Interest bearing if a $1,000 balance is maintained
No monthly maintenance fee if a $1,000 balance is maintained ($10 fee applies if balance falls below required minimum)
Unlimited check writing
FREE Check Smart or eStatements

Product Pairing Matrix

Product	This account best fits you if…	Monthly Service Fee	Check Writing	Top Features
Whitaker Free Checking	You keep low balances You write many checks You prefer electronic banking	$0	Unlimited	Check images provided with eStatements Free complimentary pack of 40 checks Unlimited ATM and Debit Card transactions
Economy Checking	You keep low balances You write 15 or fewer checks each month	$3 monthly	Up to 15 checks per month $0.25 per check in excess of 15	Unlimited ATM and Debit Card transactions
Blue / Gold Checking	You maintain a balance of $500 You write many checks	$0 with a minimum balance of $500 $6 if balance falls below $500	Unlimited	Unlimited ATM and Debit Card transactions No fee if $500 balance is maintained
Whitaker Perks Checking	You wish to earn interest You appreciate free services and value for your dollar You want a package of discounted benefits	$7.50 monthly	Unlimited	Identity Theft protection $10,000 Accidental Death & Dismemberment Insurance Grocery savings Cash back on hotels, airfare, car rentals & cruises Deeply discounted restaurant certificates
Senior Advantage Checking	You are age 55 or better You wish to earn interest You desire free services	$0 with a minimum balance of $100 $5 if balance falls below $100	Unlimited	Interest-bearing account with a minimum balance of $5,000 Two boxes of bank stock checks per year free Unlimited ATM and Debit Card transactions
Whitaker Premium Checking	You maintain a balance of $1,000 or greater You wish to earn interest	$0 with a minimum balance of $1,000 $10 if balance falls below $1,000	Unlimited	Interest-bearing account with a minimum balance of $1,000 Unlimited ATM and Debit Card transactions