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Personal Checking

Whitaker Bank understands the importance of your time and money. That’s why we offer a wide variety of convenient personal checking solutions to fit every lifestyle.

 

All of our Personal Checking Accounts include these convenient features:

  • FREE 24-hour online banking with WeB, WBC App for iOS/Android
  • FREE 24-hour Telephone Banking
  • FREE Bill Pay
  • FREE Text Banking
  • FREE eStatements
  • FREE Phone Smart
  • FREE Fraud Alerts
  • Unlimited Debit Card and WBC ATM transactions
  • Only $100 to open
  • Quality Coverage – Overdraft Allowance*

*Quality Coverage is applicable to qualifying accounts and coverage amount is based on account type.

Whitaker Perks Checking – Better Than Free. Seriously!

  • Interest-bearing account if a balance of $1,000 is maintained
  • Unlimited check writing
  • FREE Check Smart or eStatements
  • Two orders of FREE Whitaker Exclusive Checks per year
  • 3 FREE cashier’s checks per month
  • $10,000 Accidental Death & Dismemberment Insurance
  • FREE Identity Theft Protection
  • $5 discount on safe deposit box rental
  • Travel discounts and rebates
  • Cashback rewards and gift card savings
  • Discounted dental and vision care
  • Savings on movies, theme parks, event tickets, groceries and more
  • Local discounts
  • Flat monthly fee - $7.50

BenefitsWHITAKER PERKS WELCOME BOOKLET

Whitaker FREE Checking

  • No monthly maintenance fee
  • No minimum balance
  • FREE eStatements
  • No direct deposit requirements
  • Unlimited check writing
  • FREE initial variety pack of 40 checks

Economy Checking

  • Monthly maintenance fee only $3
  • No minimum balance
  • FREE Check Smart
  • Write as many as 15 checks per monthly statement FREE ($.25 per check in excess of 15)

Blue / Gold Checking

  • No monthly maintenance fee if a $500 balance is maintained ($6 fee applies if balance falls below required minimum)
  • Unlimited check writing
  • FREE Check Smart or eStatements

Senior Advantage Checking

  • For the customer who is age 55 or better
  • No maintenance fee if a $100 balance is maintained ($5 fee applies if balance falls below required minimum)
  • Interest bearing account if a $5,000 balance is maintained
  • Two orders of FREE Whitaker Exclusive Checks per year
  • Unlimited check writing
  • FREE cashier’s checks (3 per month)
  • FREE Check Smart or eStatements

Whitaker Premium Checking

  • Interest bearing if a $1,000 balance is maintained
  • No monthly maintenance fee if a $1,000 balance is maintained ($10 fee applies if balance falls below required minimum)
  • Unlimited check writing
  • FREE Check Smart or eStatements

Product Pairing Matrix

Product This account best fits you if…Monthly Service FeeCheck WritingTop Features

Whitaker Free Checking

  • You keep low balances
  • You write many checks
  • You prefer electronic banking

$0

Unlimited

  • Check images provided with eStatements
  • Free complimentary pack of 40 checks
  • Unlimited ATM and Debit Card transactions

Economy Checking

  • You keep low balances
  • You write 15 or fewer checks each month

$3 monthly

Up to 15 checks per month

$0.25 per check in excess of 15

Unlimited ATM and Debit Card transactions

Blue / Gold Checking

  • You maintain a balance of $500
  • You write many checks
  • $0 with a minimum balance of $500
  • $6 if balance falls below $500

Unlimited

  • Unlimited ATM and Debit Card transactions
  • No fee if $500 balance is maintained

Whitaker Perks Checking

  • You wish to earn interest
  • You appreciate free services and value for your dollar
  • You want a package of discounted benefits

$7.50 monthly

Unlimited

  • Identity Theft protection
  • $10,000 Accidental Death & Dismemberment Insurance
  • Grocery savings
  • Cash back on hotels, airfare, car rentals & cruises
  • Deeply discounted restaurant certificates

Senior Advantage Checking

  • You are age 55 or better
  • You wish to earn interest
  • You desire free services
  • $0 with a minimum balance of $100
  • $5 if balance falls below $100

Unlimited

  • Interest-bearing account with a minimum balance of $5,000
  • Two boxes of bank stock checks per year free
  • Unlimited ATM and Debit Card transactions

Whitaker Premium Checking

  • You maintain a balance of $1,000 or greater
  • You wish to earn interest
  • $0 with a minimum balance of $1,000
  • $10 if balance falls below $1,000

Unlimited

  • Interest-bearing account with a minimum balance of $1,000
  • Unlimited ATM and Debit Card transactions

 

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