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Personal Checking

Whitaker Bank understands the importance of your time and money. That’s why we offer a wide variety of convenient personal checking solutions to fit every lifestyle.

 

All of our Personal Checking Accounts include these convenient features:

  • FREE 24-hour online banking with WeB, WBC App for iOS/Android
  • FREE 24-hour Telephone Banking
  • FREE Bill Pay
  • FREE Text Banking
  • FREE eStatements
  • FREE Phone Smart
  • FREE Fraud Alerts
  • Unlimited Debit Card and WBC ATM transactions
  • Only $100 to open

 

Whitaker Perks Checking – Better Than Free. Seriously!

  • Interest-bearing account if a balance of $1,000 is maintained
  • Unlimited check writing
  • FREE Check Smart or eStatements
  • Two orders of FREE Whitaker Exclusive Checks per year
  • 3 FREE cashier’s checks per month
  • $10,000 Accidental Death & Dismemberment Insurance
  • FREE Identity Theft Protection
  • $5 discount on safe deposit box rental
  • Travel discounts and rebates
  • Cashback rewards and gift card savings
  • Discounted dental and vision care
  • Savings on movies, theme parks, event tickets, groceries and more
  • Local discounts with Whitaker Perks Business Partners
  • Flat monthly fee - $7.50

Once you have a Whitaker Perks Checking Account with us, you can visit the Whitaker Perks website at www.whitakerperks.com to log into your account or to enroll. You must have an open Whitaker Perks Checking Account in order to complete enrollment or to access your account. You can also access many of your Perks by telephone! Whether you're looking to purchase a gift card, have a question about your Identity Theft Protection or need help planning a vacation, simply call Whitaker Perks at 1-877-667-0964 and a representative will be happy to assist you!

BenefitsWHITAKER PERKS WELCOME BOOKLET Whitaker Perks Business Partners

Whitaker FREE Checking

  • No monthly maintenance fee
  • No minimum balance
  • FREE eStatements
  • No direct deposit requirements
  • Unlimited check writing
  • FREE initial variety pack of 40 checks

Economy Checking

  • Monthly maintenance fee only $3
  • No minimum balance
  • FREE Check Smart
  • Write as many as 15 checks per monthly statement FREE ($.25 per check in excess of 15)

Blue / Gold Checking

  • No monthly maintenance fee if a $500 balance is maintained ($6 fee applies if balance falls below required minimum)
  • Unlimited check writing
  • FREE Check Smart or eStatements

Senior Advantage Checking

  • For the customer who is age 55 or better
  • No maintenance fee if a $100 balance is maintained ($5 fee applies if balance falls below required minimum)
  • Interest bearing account if a $5,000 balance is maintained
  • Two orders of FREE Whitaker Exclusive Checks per year
  • Unlimited check writing
  • FREE cashier’s checks (3 per month)
  • FREE Check Smart or eStatements

Whitaker Premium Checking

  • Interest bearing if a $1,000 balance is maintained
  • No monthly maintenance fee if a $1,000 balance is maintained ($10 fee applies if balance falls below required minimum)
  • Unlimited check writing
  • FREE Check Smart or eStatements

Product Pairing Matrix

Product This account best fits you if…Monthly Service FeeCheck WritingTop Features

Whitaker Free Checking

  • You keep low balances
  • You write many checks
  • You prefer electronic banking

$0

Unlimited

  • Check images provided with eStatements
  • Free complimentary pack of 40 checks
  • Unlimited ATM and Debit Card transactions

Economy Checking

  • You keep low balances
  • You write 15 or fewer checks each month

$3 monthly

Up to 15 checks per month

$0.25 per check in excess of 15

Unlimited ATM and Debit Card transactions

Blue / Gold Checking

  • You maintain a balance of $500
  • You write many checks
  • $0 with a minimum balance of $500
  • $6 if balance falls below $500

Unlimited

  • Unlimited ATM and Debit Card transactions
  • No fee if $500 balance is maintained

Whitaker Perks Checking

  • You wish to earn interest
  • You appreciate free services and value for your dollar
  • You want a package of discounted benefits

$7.50 monthly

Unlimited

  • Identity Theft protection
  • $10,000 Accidental Death & Dismemberment Insurance
  • Grocery savings
  • Cash back on hotels, airfare, car rentals & cruises
  • Deeply discounted restaurant certificates

Senior Advantage Checking

  • You are age 55 or better
  • You wish to earn interest
  • You desire free services
  • $0 with a minimum balance of $100
  • $5 if balance falls below $100

Unlimited

  • Interest-bearing account with a minimum balance of $5,000
  • Two boxes of bank stock checks per year free
  • Unlimited ATM and Debit Card transactions

Whitaker Premium Checking

  • You maintain a balance of $1,000 or greater
  • You wish to earn interest
  • $0 with a minimum balance of $1,000
  • $10 if balance falls below $1,000

Unlimited

  • Interest-bearing account with a minimum balance of $1,000
  • Unlimited ATM and Debit Card transactions

 

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