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Checking Accounts

Personal Checking

Whitaker Bank understands the importance of your time and money. That’s why we offer a wide variety of convenient personal checking solutions to fit every lifestyle.

All of our Personal Checking Accounts include these convenient features:

  • FREE 24-hour online banking with WeB, WBC App for iOS/Android
  • FREE 24-hour Telephone Banking
  • FREE Bill Pay
  • FREE Text Banking
  • FREE eStatements
  • FREE Phone Smart
  • FREE Fraud Alerts
  • Unlimited Debit Card and WBC ATM transactions
  • Only $100 to open

Whitaker Round Up

Whitaker Round Up is an easy way to make everyday purchases part of your savings plan!
1) Enroll
First, enroll your Whitaker Bank checking account.
2) Purchase
Next, use your Whitaker Bank Visa® debit card for everyday purchases. Spend like you normally would.
3) Watch your savings grow
We will round up your purchases to the nearest dollar amount and transfer the change from your checking account to your designated account.
Example: You use your debit card to purchase a toaster for $22.42. When the transaction posts to your account, Whitaker Bank will automatically transfer the Round Up amount of $0.58 from your checking account to your designated account. ($0.58 is the difference between the Round Up of $23.00 and the transaction of $22.42)

Whitaker Round Down

Whitaker Round Down Balance Transfer is an easy way to maximize your savings plan!
1) Enroll
First, enroll your Whitaker Bank checking account.
2) Watch your savings grow
We will transfer the difference between the daily ending balance on the account and round down to the next whole dollar amount.
Example: Your account ending balance is $22.42. Whitaker Bank automatically transfers $0.42 from your checking account to your designated account. ($0.42 is the difference between your account balance of $22.42 and the next whole dollar amount of $22.00)

Whitaker Perks Checking

  • Interest-bearing account if a balance of $1,000 is maintained
  • Unlimited check writing
  • FREE Check Smart or eStatements
  • Two orders of FREE Whitaker Exclusive Checks per year
  • 3 FREE cashier’s checks per month
  • $10,000 Accidental Death & Dismemberment Insurance
  • FREE Identity Theft Protection
  • $5 discount on safe deposit box rental
  • Travel discounts and rebates
  • Cashback rewards and gift card savings
  • Discounted dental and vision care
  • Savings on movies, theme parks, event tickets, groceries and more
  • Local discounts with Whitaker Perks Business Partners
  • Flat monthly fee - $7.50

Once you have a Whitaker Perks Checking Account with us, you can visit the Whitaker Perks website at www.whitakerperks.com to log into your account or to enroll. You must have an open Whitaker Perks Checking Account in order to complete enrollment or to access your account. You can also access many of your Perks by telephone! Whether you're looking to purchase a gift card, have a question about your Identity Theft Protection or need help planning a vacation, simply call Whitaker Perks at 1-877-667-0964 and a representative will be happy to assist you!
Benefits Whitaker Perks Welcome Booklet 
Whitaker Perks Business Partners

Whitaker Premium Checking

  • Interest bearing if a $1,000 balance is maintained
  • No monthly maintenance fee if a $1,000 balance is maintained ($10 fee applies if balance falls below required minimum)
  • Unlimited check writing
  • FREE Check Smart or eStatements

Senior Advantage Checking

  • For the customer who is age 55 or better
  • No maintenance fee if a $100 balance is maintained ($5 fee applies if balance falls below required minimum)
  • Interest bearing account if a $5,000 balance is maintained
  • Two orders of FREE Whitaker Exclusive Checks per year
  • Unlimited check writing
  • FREE cashier’s checks (3 per month)
  • FREE Check Smart or eStatements

Blue / Gold Checking

  • No monthly maintenance fee if a $500 balance is maintained ($6 fee applies if balance falls below required minimum)
  • Unlimited check writing
  • FREE Check Smart or eStatements

Economy Checking

  • Monthly maintenance fee only $3
  • No minimum balance
  • FREE Check Smart
  • Write as many as 15 checks per monthly statement FREE ($.25 per check in excess of 15)

Whitaker FREE Checking

  • No monthly maintenance fee
  • No minimum balance
  • FREE eStatements
  • No direct deposit requirements
  • Unlimited check writing
  • FREE initial variety pack of 40 checks

Product Pairing Matrix 

Product This account best fits you if…Monthly Service FeeCheck WritingTop Features

Whitaker Perks Checking

You wish to earn interest
 
You appreciate free services and value for your dollar
 
You want a package of discounted benefits

$7.50/month

Unlimited

Identity theft protection

$10,000 Accidental Death & Dismemberment Insurance 
 
Cash back on hotels, airfare, car rentals & cruises
 
Deeply discounted restaurant certificates

Whitaker Premium Checking

You maintain a balance of $1,000 or greater

You wish to earn interest
$0 with a minium balance of $1,000

$10/month if balance falls below $1,000

Unlimited

Interest-bearing account with a minimum balance of $1,000

Unlimited ATM and Debit Card transations

Senior Advantage Checking

You are 55 or better

You wish to earn interest

You desire free services
$0 with a minimum balance of $100

$5/month if balance falls below $100

Unlimited

Interest-bearing account with a minimum balance of $5,000

Free box of bank stock checks annually

Unlimited ATM and Debit Card transactions

Blue/Gold Checking

You maintain a balance of $500

You write many checks

$0 with a minimum balance of $500

$6/month if balance falls below $500

Unlimited

Unlimited ATM and Debit Card transations

No fee if $500 balance is maintained

Economy Checking 

You keep low balances

You write 15 or fewer checks each month
$3/month

Up to 15 checks per month

$0.25 per additional check in excess of 15

Unlimited ATM and Debit Card transactions

Whitaker Free Checking

You keep low balances

You write many checks

You prefer electronic banking
$0

Unlimited

Check images provided with eStatements

Unlimited ATM and Debit Card transactions

Member FDIC. Learn more.

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