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Personal Loans

Borrowing solutions for all your needs…


Consumer Loans

Helping you manage your finances is important to us at Whitaker Bank. Securing a personal loan can be an integral part of reaching your financial goals. Are you looking to purchase a car or remodel your home? We have the lending solution for you!

Whitaker Bank offers a variety of consumer loans with competitive rates and terms.

  • Auto Loans
  • Boat & Recreational
  • Consolidation Loans
  • Unsecured Loans
  • Mobile Home Loans
  • Home Improvement Loans
  • Certificate of Deposit or Savings Secured Loans

Visit one of our convenient branches for all your personal lending needs!


Real Estate Loans

Building, buying, or expanding? Whether it’s your first home, a vacation home, or something in between, Whitaker Bank has a mortgage that is right for you! We offer a variety of real estate lending options to accommodate your needs.

Mortgage Loans

  • Purchase or Refinance
  • Vacant Lot and Construction Loans
  • Fixed and Adjustable Rate Mortgage (ARM) programs
  • In-house or Secondary Market Loans
  • Low Closing Costs
  • Attractive Interest Rates

Speak with a loan officer at a Whitaker Bank location near you to learn more!

Home Equity Line of Credit

Use the equity in your home and pay $0 closing costs! Our Home Equity Loan allows qualified applicants to borrow up to 90% of their home's value. A Home Equity Line of Credit allows you to use the equity in your home for ongoing expenses including home improvements, medical expenses, and bill consolidation.

  • 15 year term
  • Monthly interest only payments
  • No closing costs, just annual $30 maintenance fee
  • Primary checking relationship required
  • No early termination fee applies unless closed within 3 years of origination; then $500 fee applies
  • No maximum line amount and no minimum draw amount
  • See loan officer for additional details

What are you waiting for? Contact one of our lending officers and unlock the power of your home's value with a Home Equity Line of Credit from Whitaker Bank.

Whitaker Mortgage

Purchasing or refinancing your home can be an exciting but frustrating experience. Let Whitaker Bank bring you peace of mind with our friendly and convenient service throughout the lending process.

It's fast and easy to see if you pre-qualify! You'll be out shopping for your new home in no time. Our knowledgeable and courteous staff is here to help you along the way with any questions or concerns you may have with your purchase or refinance.

What We Offer

Whether you’re a first time buyer or are refinancing your existing mortgage, Whitaker Bank’s Secondary Market Mortgage Department offers a variety of products to fit your needs.

  • Financing owner occupied residences, vacation/second homes and/or investment property
  • Competitive rates, with no fee lock-in protection, for up to 60 days
  • Monthly payments to suit your needs
  • A range of mortgage types including fixed, variable, balloon and/or construction loans
  • Loans requiring low down payments

Questions & Answers

Contact Whitaker Mortgage:
In Lexington: (859) 543-4000
Outside: 1(800) 650-0099

Whitaker Mortgage
2001 Pleasant Ridge Dr.
Lexington, KY 40509

You have certain rights under federal law to resolve errors and request information related to your account. Notice of Error, Requests for Information, and Qualified Written Requests must be sent to:

Whitaker Bank
Attn: Compliance
PO Box 55439
Lexington, KY 40555

All loans and lines of credit subject to credit approval


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