- Purchase or Refinance
- Vacant Lot and Construction Loans
- Fixed and Adjustable Rate Mortgage (ARM) programs
- In-house or Secondary Market Loans
- Low Closing Costs
- Attractive Interest Rates
Speak with a loan officer at a Whitaker Bank location near you to learn more!
Home Equity Line of Credit
Use the equity in your home and pay $0 closing costs! Our Home Equity Loan allows qualified applicants to borrow up to 90% of their home's value. A Home Equity Line of Credit allows you to use the equity in your home for ongoing expenses including home improvements, medical expenses, and bill consolidation.
- 15 year term
- Monthly interest only payments
- No closing costs, just annual $30 maintenance fee
- Primary checking relationship required
- No early termination fee applies unless closed within 3 years of origination; then $500 fee applies
- No maximum line amount and no minimum draw amount
- See loan officer for additional details
What are you waiting for? Contact one of our lending officers and unlock the power of your home's value with a Home Equity Line of Credit from Whitaker Bank.
Purchasing or refinancing your home can be an exciting but frustrating experience. Let Whitaker Bank bring you peace of mind with our friendly and convenient service throughout the lending process.
It's fast and easy to see if you pre-qualify! You'll be out shopping for your new home in no time. Our knowledgeable and courteous staff is here to help you along the way with any questions or concerns you may have with your purchase or refinance.
What We Offer
Whether you’re a first time buyer or are refinancing your existing mortgage, Whitaker Bank’s Secondary Market Mortgage Department offers a variety of products to fit your needs.
- Financing owner occupied residences, vacation/second homes and/or investment property
- Competitive rates, with no fee lock-in protection, for up to 60 days
- Monthly payments to suit your needs
- A range of mortgage types including fixed, variable, balloon and/or construction loans
- Loans requiring low down payments
Questions & Answers
Contact Whitaker Mortgage:
In Lexington: (859) 543-4000
Outside: 1(800) 650-0099
2001 Pleasant Ridge Dr.
Lexington, KY 40509
You have certain rights under federal law to resolve errors and request information related to your account. Notice of Error, Requests for Information, and Qualified Written Requests must be sent to:
PO Box 55439
Lexington, KY 40555
All loans and lines of credit subject to credit approval